Spotcap empowers SMEs (who have been operating for more than one year) with tailored finance allowing them to focus on what really matters – their business. The company has developed a sophisticated and dynamic decision process assessing the real-time performance of businesses to grant short-term loans.
Spotcap is headquartered in Berlin and operates in Spain, the Netherlands, the UK, Australia and New Zealand. The team – currently consisting of around 100 employees – is expanding its operations geographically.
Spotcap is backed by a number of world class investors including Rocket Internet – the world’s leading global internet platform outside of the US and China, Finstar Financial Group, Access Industries, Holtzbrinck Ventures, Kreos Capital and Heartland Bank.

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